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1.  GIVE IT UP. Every Lent it never fails: my Facebook news feed is loaded with Christian acquaintances posting what superfluous toy or food they have decided to deprive themselves of for 40 days.  I vaguely recall a passage in the gospels where Jesus rebukes the Pharisees for publicly displaying their fasting and how god will not “count” it on the list he is supposedly making and checking (twice).  You poor martyrs!  How terrible that you have to do without soda, candy, chocolate, video games, TV, etc for a WHOLE FORTY DAYS.  Have you given any thought as to all those who live in abject poverty and NEVER have ANY of that stuff?  How arrogant of you to think that your god will reward you for giving up such luxuries when so many starve to death every day because they have nothing to eat?  Four years ago I gave up eating all processed sugars, sodas, fast food and excess.  I have never owned a video game and have not owned a TV for 3 years.  I do this because it benefits my health and encourages exploration of the world.  I fail to see how you giving up candy for Lent and complaining about it does anything to benefit you or those who go without every day of their lives.  For Lent, try giving up God and see how clear things become.

2. FISH. If you have ever cooked a meal for Christians on a Friday in Lent, you know about how they “deprive” themselves on Fridays in Lent (only 4-5 Fridays in the year) and make a big deal to make sure everyone knows they can’t “eat meat”.  The last time I checked, fish was meat.  This whole fish on Fridays tradition has an interesting metamorphoses through history.  Fasting rules for Catholics in particular used to be very strict.  It progressed from no meat allowed on EVERY Friday of the year to only Wednesday and Fridays during Lent and then lastly to “no meat” on only Fridays during Lent.  Then, as people tend to do, the faithful found a loophole in their rules because they did not “count” fish as meat by saying that it came from water animals, not land animals.  After decades of their flock bending the rules so they could have fish on Fridays, the Catholic Church under Pope Paul VI decided to allow Fish on Fridays in 1966.  Now, I don’t mind accommodating my vegan friends, people with allergies or intolerance to certain foods.  What does bother me is the “poor me” message that “fasting” Christians bring to my dinner table and to the world.    McDonald’s even caters to their “fast” season, commercializing and capitalizing on the pointless tradition of one religion.  I fail to see how eating expensive fish, now in short supply is a sacrifice.

Another problem with Christians eating Fish on Fridays is overfishing and how much Christianity has helped to decimate global fish populations.1 Fish is an expensive, rare meat on our over-fished planet.  Christians are happy to help themselves to the almost extinct Tuna and Salmon in the name of their religious “fasting”.  Eating a delicacy is a far cry from depriving one’s self in the name of Jesus. I also fail to see how encouraging people to consume fish during Lent is an example of good stewardship of the earth.

3. OBESITY. The thin priest will talk about it, but the fat ones won’t touch the subject.  Gluttony, one of the ’seven deadly sins’, plagues a large swath of the faithful across all Christian divides.  They sit in their pews and hear about how they should give in charity, deny themselves pleasures.  Yet they exit church each Sunday to find a doughnut at the community hall and fail to connect how eating 2 to 3 times the amount of calories needed to live each day equates to starving children dying in third world countries.  Even here on American soil, families are finding it difficult to find enough food to survive and the pious obese flock to church every Sunday to be reassured by their pastor that they are checking off all the necessary dates to be admitted into heaven.  This type of hypocrisy abounds during Lent when the biblical reading encourage homilies about abstinence, moderation, charity and self denial.  Obesity is perhaps the most un-Christian behavior of all, exercising gluttony, sloth, greed, addiction, destruction of your “god-given” body and a complete lack of compassion for those who have no food to eat.  I fail to see how being 200 pounds overweight exemplifies Christian behavior.

4. TRADITION. If you ask a Christian why they celebrate Lent, the common response is because Jesus went into the desert for 40 days.  There he supposedly ate no food and was tempted by the Devil.  The irony in this is that to remember this improbable story, Christians “deprive” themselves of American comforts and “fast” on Fridays, even though they found the loophole of eating meat.  It is almost as meaningless as reenacting the cannibalism of eating the flesh and blood of Jesus with wafers and cheap wine.  Oh wait… they already do that.

5. HISTORY. Let’s put the record straight.  There are rumors out there that Pope Paul IV had monetary interest in seeing a budding new fishing industry succeed.  It is not improbable, but still devoid of sources.  Pope Paul IV was rumored to have had a mistress who’s husband owned a fishing fleet.  What is known about Pope Paul IV was his strong Antisemitism and his major role during the Inquisition.   In 1555 he issued canon law forcing Jews to live separate from Christians, which created the Roman Ghetto.  He strengthened and reorganized the Inquisition and believed that outside of Catholicism there was no salvation.   He also had fig leaves painted over the nudes in the Sistine Chapel. 2, 3

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REFERENCES

1. The Pope and the Price of Fish, Full article

2. Pope Paul IV, Biography

3. NNDB

What do you think of when you hear the word “marriage”?  Happy couples, cake, rings, wedding bells and day to celebrate?  Young couples today are beginning to think beyond the wedding day, considering the financial implications of combining taxes and sharing debt obligations.  There are many alternatives to getting legally married.  The easiest one is co-habitation, but this carries with it some disadvantages when you want to be tied legally to your partner.  What are the pros and cons of marriage?

Wedding Bills : The average US wedding costs about $35,000.  If a new couple invested that money in IRA with an annual rate of 9%, they would have 1.26 million dollars by the time they reached 65.

Marriage Tax Penalty:
When married couples both earn income, this places them in a higher tax bracket.  They can end up paying more taxes, often negating the income of one working parent especially if the cost of childcare is considered.  Avoiding marriage if both persons are earning income lets you file taxes separately and potentially keep more of your income.  If however, one partner will not be earning income, claiming two deductions (claiming the non working person as a dependent) benefits a married couple on their tax filings.
Monetary gifts between legally married couples are also exempt from tax.

Emotional Stress: Most couples go through emotional stresses as they plan their weddings, straining their relationship as they bring in extended family to help fund or make decisions regarding the wedding day.  Consider a cruise vacation where you spend less than on a traditional wedding.  You can simply enjoy your partner while on a stress free vacation.

Home Buying: Married couples who file jointly can keep up to $500,000 on the sale of a home without paying capital gains tax, whereas an individual homeowner can keep only $250,000.

Illness: Non married couples may have difficulty receiving visitation rights when one of them is hospitalized.  This can be solved by having a lawyer draw up a visitation rights agreement between you and your partner.  Power of attorney gives full rights to your partner to make decisions on your behalf.

Healthcare: Being on the same healthcare plan can be convenient and sometimes cheaper, however if one family member on the plan develops a serious illness, everyone else on the plan can be negatively effected by cost or the inability to get a low rate on a new plan.  Keep in mind that if you are considering having children, it is best for both parents to get on their own healthcare plan prior to conceiving a child, as most insurance policies have a clause that excludes them from paying for labor and delivery costs if a baby is born prior to 12 or 18 months of the plan’s initiation.  Fathers may also find it difficult to get a good rate on healthcare if they have fathered a child prior to applying for individual healthcare.  When you have children, also consider which parent’s healthcare plan the new baby will be added to or if the baby will be on it’s own healthcare plan.

Loans and Bankruptcy: By getting legally married, couples are automatically joining their credit ratings and debt responsibilities.  By keeping your credit ratings and monetary lending legally separate, you will not compromise your partner’s ability to operate financially.  This is especially beneficial if either person owns a business as you can keep your assets in one person’s name and the business in the other’s name.  Should the business run into trouble, your assets can be kept safe if each person is not legally attached through marriage.

Social Security: Legally married couples are able to receive each other’s social security benefits after death.  Social Security benefits are so nominal that neither of you should plan on relying on it as income in either case.  If you both reach the age of retirement, you may wish to  get legally married at that point to receive each other’s SS upon death.  It is also likely that SS will not be worth anything or phased out by the times you retire.  Use the tools of legal partnership and legal marriage when and how they suit you and your partner best.

So how can you “get hitched” without all the downsides? Think of legal marriage as a package deal, granted by the government to recognize two individuals as one unit.  This effects everything a married couple does, sometimes positively, sometimes negatively.  Assess what tools of legal marriage you and your partner would like to benefit from and hire a lawyer to set up a legal agreement between the two of you that will take advantage of only the positives.  These may include:

- Legal visitation rights in a medical emergency

- Granting your partner the power of attorney

- Setting up a will for each of you

- Agreeing on what will happen should you decide to separate: children, assets, etc.

- Agreeing on who legally owns any assets or businesses that may currently be owned by both of you.

- Legally changing of last names and deciding what sur name your children will take.

- Setting up life insurance policies and ensuring that the surviving partner is the benefactor of such policies.

Hiring a good lawyer may cost between $1000-$2000, but this pales compared to the financial benefits down the road when setting up your tailor made partnership agreement.  You may also find that websites like legalzoom.com with  DIY legal documents may suit your needs for general items like name change, wills, etc.

Marriage isn’t what it used to be.  The tradition of the dolled up bride in white, who’s parents throw an expensive party is borrowed from the days of kings and queens.  The “princess” was the star of the day and no expense was too great to make her wedding day as lavish as possible.  Today this medieval tradition can be too costly and unnecessary.  Focusing on your future as a couple both financially and emotionally should be more important than putting on a show and party for your friends and family.  Consider tailoring your legal partnership to best suit your needs, then take a long romantic vacation to celebrate each other.  You’ll save money and enjoy yourselves much better than putting on a show.

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Resources: Financial Advantages and Disadvantages of Marriage

This cat caught my attention not because of her virtuoso talent, but rather for her ability to hold interest in the piano.  For a cat, the ability to recognize cause and effect of the piano and the sound is remarkable.  Nora takes it further and seems to enjoy repeating the sounds and sustains an interest in the keyboard.

Jack Mormon

A funny little ditty about Jack Mormon by Gory Bateson

Thanks for the link Nick!

This is a video of me playing the Native American Flute (6-hole).  One of my uncles makes these by the dozen and sells them online and at farmer’s markets.  First you’ll hear “Autumn Leaves” and then I just go into some improvisation.

All of these are worth a read if you go out to eat… I would hope that some of the better quality places don’t do some of these things.  There are some great things to know in order to treat your waiter better too.  Here is a taste, then follow the link to read ‘em all:

What You Don’t Want to Know
5. When I was at one bakery restaurant, they used to make this really yummy peach cobbler in a big tray. A lot of times, servers don’t have time to eat. So we all kept a fork in our aprons, and as we cruised through the kitchen, we’d stick our fork in the cobbler and take a bite. We’d use the same fork each time.

6. If you make a big fuss about sending your soup back because it’s not hot enough, we like to take your spoon and run it under really hot water, so when you put the hot spoon in your mouth, you’re going to get the impression—often the very painful impression—that your soup is indeed hot

- 30 secrets your waiter will never tell you

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